This blog for help your and business .forex .Credit card
Monday, 26 October 2015
forex
What is Forex?
/"Forex is a commonly used abbreviation for "foreign exchange," and it is typically used to describe trading in the foreign exchange market by investors and speculators".
Forex Trading ?
People have been trading with currencies for a very long time, but whereas before these types of trades was most commonly practiced by larger companies with large sums of money, it has now come to the attention of the public. These days, more and more private people have become interested in Forex trading as a way to make money, either as a hobby or a full time job, and with this new demand, new companies have made Forex trading easily accessible on the internet.
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Loans
WHAT IS LOANS?
See also: Loan guarantee
A secured loan is a loan in which the borrower pledges some asset (e.g. a car or property) as collateral.
A mortgage loan
is a very common type of money, used by many individuals to purchase
things. In this arrangement, the money is used to purchase the property.
The financial institution, however, is given security — a lien on the title to the house — until the mortgage is paid off in full. If the borrower defaults on the loan, the bank would have the legal right to repossess the house and sell it, to recover sums owing to it.
In some instances, a loan taken out to purchase a new or used car may
be secured by the car, in much the same way as a mortgage is secured by
housing. The duration of the loan period is considerably shorter —
often corresponding to the useful life of the car. There are two types
of auto loans, direct and indirect. A direct auto loan is where a bank
gives the loan directly to a consumer. An indirect auto loan is where a
car dealership acts as an intermediary between the bank or financial
institution and the consumer.
A secured loan is a loan in which the borrower pledges some asset (e.g. a car or property) as collateral.
A mortgage loan
is a very common type of money, used by many individuals to purchase
things. In this arrangement, the money is used to purchase the property.
The financial institution, however, is given security — a lien on the title to the house — until the mortgage is paid off in full. If the borrower defaults on the loan, the bank would have the legal right to repossess the house and sell it, to recover sums owing to it.
In some instances, a loan taken out to purchase a new or used car may
be secured by the car, in much the same way as a mortgage is secured by
housing. The duration of the loan period is considerably shorter — often corresponding to the useful life of the car. There are two types
of auto loans, direct and indirect. A direct auto loan is where a bank
gives the loan directly to a consumer. An indirect auto loan is where a
car dealership acts as an intermediary between the bank or financial
institution and the consumer.
Credit Card History
Credit Card History
What Is Credit Card?
A credit card is a method or system of payment that is named
after the small plastic card issued to service users of
that system. At the specification of the ISO 7810 standard, you
will find that most of these cards are the same shape and size.
Credit Cards v Debit Cards
Credit cards differ from debit cards in one distinct way.
That is, the former does not remove money from service users'
accounts following each transaction - as is the case with debit
cards.
The primary function of the card is, that the system that
issues it, lends money to the customer or service user. The value
of the card to the Issuer - is in the customer's usage of the
card.
Do not confuse this form of credit with charge cards either. They too are
different. A charge card requires the entire balance to be repaid
in full each month, where as a creditcard allows the user to
revolve his or her balance. For this privilege the user is charged
interest.
Creditcard History
There are differing opinions when it comes to the history and
date of the first card. It is said however that a card was invented
back in 1887 by Edward Bellamy.
From 1914, Western Union had apparently been issuing charge cards to their regular users, even though the concept of
paying merchants via credit did not come into fashion until 1950.
This is supposed to have been pioneered by a Ralph Schneider and
Frank McNamara, with a view to being able to consolidate multiple
cards. For cfv instance, a merger of The Diners Club and Dine and Sign,
produced the first 'charge card'; which, though similar, required
payment in full settlement of each statement. Shortly thereafter,
both American Express and Carte Blanche followed suit
The Evolution Of Creditcard
The Visa card as we know it today, evolved out of the Bank of
America - BankAmericard in 1958; as did Mastercard in 1966,
when a group of banks established Mastercharge.
Owing however, to the apparently fractured nature of the US banking system at that time, cards became an effective means of portable credit.
This in effect allowed people who travelled around extensively,
to move their credit around with them and to places where they could not
directly access their own banking facilities.
Barclaycard UK, incidentally launched the first card outside the US, in 1966.
As you can see, today's card has its pioneering roots in
various forms of merchant credit schemes in the US, dating back
to the 1920's. It is reported that the card's original use
was for selling fuel to the increasing number of car owners but
progressed onto companies accepting each other's cards from
1938 onwards.
There are now countless variations on the basic concept of
revolving credit, which are issued by banks and honoureed by
a huge network of financial establishments as well as
organisational-branded credit cards, corporate-user,
store cards etc.,
The design of many of these creditcards have in recent years become
a major selling point. And since the real value of the card for the issuer, lies in
how much it is used by the consumer, this has seen a significant
rise of Co-Brand and Affinity cards - where the card design is
related to the Affinity (a University for example), leading to
higher card usage.
Credit Card list ?
MasterCard
U.S. Bank
Visa
American Express
Credit Card Company List in uk
Uk Credit Card Company List
AA Credit Cards
Abbey Credit Cards
Alliance & Leicester Credit Cards
Amazon Credit Cards
American Express Credit Cards
AOL Credit Cards
ASDA Credit Cards
Bank of Ireland (NI) Credit Cards
Bank of Scotland Credit Cards
Barclaycard Credit Cards
Barnsley Credit Cards
Beneficial Credit Cards
BMI Credit Cards
Britannia Building Society Credit Cards
British Airways Credit Cards
Capital One Bank Credit Cards
Cheshire Building Society Credit Cards
Citibank Credit Cards
Clydesdale Bank Credit Cards Co-operative Bank Credit Cards Debenhams Credit Cards Egg Credit Cards First Direct Credit Cards First Trust Bank (NI) Credit Cards GE Money Credit Cards
GM Card Credit Cards
Goldfish Credit Cards
Halifax Credit Cards
Hilton HHonors Credit Cards
HSBC Credit Cards
Intelligent Finance Credit Cards
ipoints Credit Cards
John Lewis Credit Cards
Leeds Building Society Credit Cards
Lloyds TSB Credit Cards
Loughborough Credit Cards
Marbles Credit Cards
Marks & Spencer Money Credit Cards
MBNA Europe Credit Cards
Melton Mowbray Credit Cards
Mint Credit Cards
Morgan Stanley Credit Cards
Nationwide Building Society Credit Cards
NatWest Credit Cards
Northern Rock Credit Cards
Norwich & Peterborough Building Society Credit Cards
Post Office Ltd Credit Cards
Royal Bank of Scotland Credit Cards
Ryanair Credit Cards
Saga Credit Cards
Sainsbury's Bank Credit Cards
SAV Credit Limited Credit Cards
Sky Credit Cards
Smile Credit Cards
Stroud & Swindon Building Society Credit Cards
Tesco Personal Finance Credit Cards
Thomas Cook Credit Cards
Ulster Bank (NI) Credit Cards
Vanquis Bank Ltd Credit Cards
Virgin Money Credit Cards
Yorkshire Bank Credit Cards
Yorkshire Building Society Credit Cards
Abbey Credit Cards
Alliance & Leicester Credit Cards
Amazon Credit Cards
American Express Credit Cards
AOL Credit Cards
ASDA Credit Cards
Bank of Ireland (NI) Credit Cards
Bank of Scotland Credit Cards
Barclaycard Credit Cards
Barnsley Credit Cards
Beneficial Credit Cards
BMI Credit Cards
Britannia Building Society Credit Cards
British Airways Credit Cards
Capital One Bank Credit Cards
Cheshire Building Society Credit Cards
Citibank Credit Cards
Clydesdale Bank Credit Cards Co-operative Bank Credit Cards Debenhams Credit Cards Egg Credit Cards First Direct Credit Cards First Trust Bank (NI) Credit Cards GE Money Credit Cards
GM Card Credit Cards
Goldfish Credit Cards
Halifax Credit Cards
Hilton HHonors Credit Cards
HSBC Credit Cards
Intelligent Finance Credit Cards
ipoints Credit Cards
John Lewis Credit Cards
Leeds Building Society Credit Cards
Lloyds TSB Credit Cards
Loughborough Credit Cards
Marbles Credit Cards
Marks & Spencer Money Credit Cards
MBNA Europe Credit Cards
Melton Mowbray Credit Cards
Mint Credit Cards
Morgan Stanley Credit Cards
Nationwide Building Society Credit Cards
NatWest Credit Cards
Northern Rock Credit Cards
Norwich & Peterborough Building Society Credit Cards
Post Office Ltd Credit Cards
Royal Bank of Scotland Credit Cards
Ryanair Credit Cards
Saga Credit Cards
Sainsbury's Bank Credit Cards
SAV Credit Limited Credit Cards
Sky Credit Cards
Smile Credit Cards
Stroud & Swindon Building Society Credit Cards
Tesco Personal Finance Credit Cards
Thomas Cook Credit Cards
Ulster Bank (NI) Credit Cards
Vanquis Bank Ltd Credit Cards
Virgin Money Credit Cards
Yorkshire Bank Credit Cards
Yorkshire Building Society Credit Cards
list of banks in jordan
list of banks in jordan
1. Arab Banking Corporation
Ahli Corporate Bank
Ahli Commercial Bank (Jordan National Bank) Arab Bank Arab Finance House Arab Finance Investment House
Arab Investment Bank
Bank Audi
Bank of Jordan
BLOM Bank
Capital Bank (ex-Export and Finance Bank)
Cairo Amman Bank
Central Bank of Jordan
Citibank
Citigroup
Egyptian Arab Land Bank
German Development Bank
HSBC
Industrial Development Bank
Islamic International Arab Bank
Jordan Commercial Bank
Jordan Gulf Bank
Jordan Investment and Finance Bank
Jordan Islamic Bank for Finance and Investment
Jordan Kuwait Bank
JordInvest (Jordan Investment Trust)
Middle East for Investment
National Bank of Kuwait
Rafidain Bank
Societe Generale
Standard Chartered Bank
The Housing Bank of Trade and Finance
The Islamic Bank
Union Bank for Savings and Investments
List of Banks in Pakistan
List of Banks in Pakistan
Central Bank
- State Bank of Pakistan
Public Sector Banks
- The Bank of Punjab
- The Bank Of Khyber
- Sindh Bank
- The Bank of Sindh
- Sindh Central Cooperative Bank
Specialized Banks
- Industrial Development Bank
- Zarai Taraqiati Bank Limited
- Punjab Provincial Cooperative Bank
- SME Bank
- Arslaan Bank Limited
- Karakorum co-operative bank LTD
Private Commercial Banks
- KASB Bank Ltd
- Allied Bank Limited
- Summit Bank
- Bank Alfalah
- Bank AL Habib
- CitiBank Pakistan
- Faysal Bank
- First Women Bank
- HSBC Pakistan
- Habib Bank Limited
- Habib Metropolitan Bank
- Habib Bank AG Zurich
- JS Bank
- MCB Bank Limited
- MyBank
- NIB Bank Pakistan
- Royal Bank of Scotland Pakistan
- Standard Chartered Bank Pakistan
- Soneri Bank
- Silkbank Limited
- United Bank Limited
Investment Banks
- BMA Capital Management Limited
- Invest Capital Investment Bank Limited
- AMZ Securities
- Orix Leasing (Pakistan) Limited
- Trust Investment Bank Limited
- JS Investment Bank Limited
- Atlas Investment Bank Limited
- Al towfeek Investment Bank Limited
- Escorts Investment Bank Limited
- First Investment Bank Limited
Micro Finance Banks
- NRSP Micro Finance Bank Limited
- The First Micro Finance Bank Limited
- Khushali Bank Limited
- Karakuram Bank
- Network Micro Finance Bank
- Pak Oman Micro Finance Bank
- Rozgar Micro Finance Bank, Karachi
- Tameer Microfinance Bank Limited
- Kashf Microfinance Bank Limited
Islamic Banks
- Meezan Bank Limited-Premier Islamic Bank In Pakistan
- Al Baraka Islamic Bank
- BankIslami Pakistan Limited
- Dubai Islamic Bank Pakistan limited
- Dawood Islamic Bank Limited
- Emirates Global Islamic Bank Limited
FOREIGN BANKS
- Barclays Bank PLC
- Citibank N.A. – Pakistan Operations
- Deutsche Bank AG – Pakistan Operations
- HSBC Bank Middle East Limited – Pakistan Operations
- Oman International Bank S.A.O.G -Pakistan Operations
- The Bank of Tokyo-Mitsubishi UFJ Limited – Pakistan Operations
list of banks in lebanon
list of banks in lebanon
1 FRANSABANK sal
3 Banque Misr Liban S.A.L. / in abbreviation BML SAL
5 ARAB BANK PLC
7 HSBC BANK MIDDLE EAST LIMITED
9 RAFIDAIN BANK
10 BANQUE LIBANO-FRANCAISE S.A.L.
11 B.L.C. Bank S.A.L.
12 NEAR EAST COMMERCIAL BANK SAL
14 BLOM BANK S.A.L
16 Federal Bank of Lebanon s.a.l.
17 Saudi National Commercial Bank
19 SOCIETE GENERALE DE BANQUE AU LIBAN S.A.L.
22 BankMed sal
27 Audi Private Bank sal
28 BBAC s.a.l
33 AUDI INVESTMENT BANK S.A.L
34 SYRIAN LEBANESE COMMERCIAL BANK S.A.L.
35 BANQUE PHARAON ET CHIHA S.A.L
36 Banque de Crédit National S.A.L.
39 BYBLOS BANK SAL
41 BANQUE DE L'HABITAT S.A.L.
43 FINANCE BANK S.A.L.
48 BANQUE DE L'INDUSTRIE ET DU TRAVAIL S.A.L.
52 IBL BANK S.A.L.
53 CREDIT LIBANAIS S.A.L.
56 Bank Audi sal
58 Fenicia Bank SAL
62 North Africa Commercial Bank S.A.L.
63 LEBANESE SWISS BANK s.a.l.
67 BANK SADERAT IRAN
68 BSL Bank SAL
73 NATIONAL BANK OF KUWAIT (LEBANON) S.A.L.
75 BANK OF BEIRUT s.a.l
80 Jammal Trust Bank S.A.L.
85 HABIB BANK LIMITED
90 arab african international bank
92 Emirates Lebanon Bank S.A.L.
93 BANQUE BEMO SAL
94 Lebanon and Gulf Bank s.a.l.
95 Saudi Lebanese Bank sal
98 Cedrus Bank SAL
101 AL-MAWARID BANK S.A.L.
103 CreditBank S.A.L.
104 United Credit Bank S.A.L.
105 BANK AL MADINA S.A.L.
108 FIRST NATIONAL BANK S.A.L.
109 Al Baraka Bank SAL
110 MEAB SAL
111 BLOMINVEST BANK S.A.L.
113 MedInvestment Bank sal
114 CREDIT LIBANAIS INVESTMENT BANK - S.A.L.
115 CITIBANK, N.A.
118 ARAB INVESTMENT BANK S.A.L.
121 Fransa Invest Bank SAL (FIB)
123 BYBLOS INVEST BANK SAL
125 Arab Finance House SAL (Islamic Bank)
126 LEBANESE ISLAMIC BANK SAL
127 BLOM Development Bank S.A.L
129 FFA SAL (PRIVATE BANK)
130 Bank of Beirut Invest S.A.L
132 Bank of Baghdad (Private S.A.Co.)
133 CSCBank SAL
134 AL- BILAD ISLAMIC BANK For investment & Finance P.S.C.
135 IBL Investment Bank s.a.l
136 Qatar National Bank (Qatari Societe Anonyme)
137 Cedrus Invest Bank S.A.L.
138 BLC INVEST SAL
139 LIBank S.A.L. (Levant Investment Bank)
140 National Bank Of Abu Dhabi
141 Invest bank
3 Banque Misr Liban S.A.L. / in abbreviation BML SAL
5 ARAB BANK PLC
7 HSBC BANK MIDDLE EAST LIMITED
9 RAFIDAIN BANK
10 BANQUE LIBANO-FRANCAISE S.A.L.
11 B.L.C. Bank S.A.L.
12 NEAR EAST COMMERCIAL BANK SAL
14 BLOM BANK S.A.L
16 Federal Bank of Lebanon s.a.l.
17 Saudi National Commercial Bank
19 SOCIETE GENERALE DE BANQUE AU LIBAN S.A.L.
22 BankMed sal
27 Audi Private Bank sal
28 BBAC s.a.l
33 AUDI INVESTMENT BANK S.A.L
34 SYRIAN LEBANESE COMMERCIAL BANK S.A.L.
35 BANQUE PHARAON ET CHIHA S.A.L
36 Banque de Crédit National S.A.L.
39 BYBLOS BANK SAL
41 BANQUE DE L'HABITAT S.A.L.
43 FINANCE BANK S.A.L.
48 BANQUE DE L'INDUSTRIE ET DU TRAVAIL S.A.L.
52 IBL BANK S.A.L.
53 CREDIT LIBANAIS S.A.L.
56 Bank Audi sal
58 Fenicia Bank SAL
62 North Africa Commercial Bank S.A.L.
63 LEBANESE SWISS BANK s.a.l.
67 BANK SADERAT IRAN
68 BSL Bank SAL
73 NATIONAL BANK OF KUWAIT (LEBANON) S.A.L.
75 BANK OF BEIRUT s.a.l
80 Jammal Trust Bank S.A.L.
85 HABIB BANK LIMITED
90 arab african international bank
92 Emirates Lebanon Bank S.A.L.
93 BANQUE BEMO SAL
94 Lebanon and Gulf Bank s.a.l.
95 Saudi Lebanese Bank sal
98 Cedrus Bank SAL
101 AL-MAWARID BANK S.A.L.
103 CreditBank S.A.L.
104 United Credit Bank S.A.L.
105 BANK AL MADINA S.A.L.
108 FIRST NATIONAL BANK S.A.L.
109 Al Baraka Bank SAL
110 MEAB SAL
111 BLOMINVEST BANK S.A.L.
113 MedInvestment Bank sal
114 CREDIT LIBANAIS INVESTMENT BANK - S.A.L.
115 CITIBANK, N.A.
118 ARAB INVESTMENT BANK S.A.L.
121 Fransa Invest Bank SAL (FIB)
123 BYBLOS INVEST BANK SAL
125 Arab Finance House SAL (Islamic Bank)
126 LEBANESE ISLAMIC BANK SAL
127 BLOM Development Bank S.A.L
129 FFA SAL (PRIVATE BANK)
130 Bank of Beirut Invest S.A.L
132 Bank of Baghdad (Private S.A.Co.)
133 CSCBank SAL
134 AL- BILAD ISLAMIC BANK For investment & Finance P.S.C.
135 IBL Investment Bank s.a.l
136 Qatar National Bank (Qatari Societe Anonyme)
137 Cedrus Invest Bank S.A.L.
138 BLC INVEST SAL
139 LIBank S.A.L. (Levant Investment Bank)
140 National Bank Of Abu Dhabi
141 Invest bank
List of Banks in UAE
List of Banks in UAE:
- ABN-AMRO Bank NV
- Abu Dhabi Commercial Bank Ltd.
- Al Ahli Bank of Kuwait
- American Express Bank Ltd
- ANZ Grindlays Bank PLC
- Arab African International Bank
- Arab Bank for Investment
- Arab Emirates Investment Bank Ltd.
- Bank Muscat Al Ahli Al Omani
- Bank of Baroda
- Bank of Sharjah
- Bank Saderat Iran
- Barclays Bank P.L.C
- Citibank
- Commercial Bank International
- Commercial Bank of Dubai Ltd.
- Dubai Islamic Bank
- Emirates Bank
- First Gulf Bank
- Habib Bank A.G. Zurich
- HSBC
- HSBC Bank Middle East Limited
- Lloyds Bank PLC
- Mashreq Bank
- National Bank of Abu Dhabi
- National Bank of Dubai Ltd. (NBD)
- National Bank of Fujairah
- National Bank of Ras Al-Khaimah
- National Bank of Umm Al Quwain
- Philippine National Bank
- Real Estate Bank UAE
- Royal Bank of Canada
- Standard Chartered Bank
- Union National Bank
- United Arab Bank
List Of Banks In Egypt
List Of Banks In Egypt
Abu Dhabi Islamic Bank
Ahli United Bank
Al Baraka Bank Egypt
Al Watany Bank of Egypt
Arab African International Bank
Arab Bank Plc.
Arab Banking Corporation
Arab International Bank
Arab Investment Bank
Bank Audi
Bank of Alexandria
Bank of Nova Scotia
Banque du Caire
Banque Misr
Barclays Bank Egypt[2]
Blom Bank
Central Bank of Egypt
Citibank
Commercial International Bank (CIB)
Credit Agricole Egypt
Egyptian Arab Land Bank
Egyptian Gulf Bank
Emirates NBD
Export Development Bank of Egypt
Faisal Islamic Bank of Egypt
HSBC Bank Egypt
Industrial Development & Workers Bank of Egypt
Mashreq Bank
Misr Iran Development Bank
National Bank of Abu Dhabi
National Bank of Egypt
National Bank of Greece
National Bank of Oman
Piraeus Bank
Principal Bank for Development and Agricultural Credit
Qatar National Bank Al Ahli[3]
Societe Arabe Internationale de Banque
Suez Canal Bank
Union National Bank Egypt (UNB-E)
United Bank -Egypt
LIST OF BANKS IN NIGERIA
LIST OF BANKS IN NIGERIA AND THEIR WEBSITE ADRESSES
LIST OF BANKS IN NIGERIA AND THEIR WEBSITES
the list of banks in india
the list of banks in india
1
Abhyudaya Co-op Bank Ltd
ABHY001
First four characters are IFSC code +001
2
Abu Dhabi Commercial Bank Ltd
ADCB001
First four characters are IFSC code +001
3
AB Bank Ltd.
ABBL001
First four characters are IFSC code +001
4
Ahmedabad Mercantile Co-op Bank
AMCB001
First four characters are IFSC code +001
5
Allahabad Bank
ALLA001
First four characters are IFSC code +001
6
Andhra Bank
ANDB001
First four characters are IFSC code +001
7
Antwerp Diamond Bank Mumbai
ADIA001
First four characters are IFSC code +001
8
Australia and New Zealand Banking
Group Limited
ANZB001
First four characters are IFSC code +001
9
Axis Bank
UTIB001
First four characters are IFSC code +001
10
Bank Of America
BOFA001
First four characters are IFSC code +001
11
Bank Of Bahrain And Kuwait
BBKM001
First four characters are IFSC code +001
12
Bank of Baroda
BARB001
First four characters are IFSC code +001
13
Bank Of Ceylon
BCEY001
First four characters are IFSC code +001
14
Bank of India
BKID001
First four characters are IFSC code +001
15
Bank Of Maharashtra
MAHB001
First four characters are IFSC code +001
16
Bank Of Nova Scotia
NOSC001
First four characters are IFSC code +001
17
Bank Of Tokyo-Mitsubishi Ufj Ltd
BOTM001
First four characters are IFSC code +001
18
Bank Internasional Indonesia
IBBK001
First four characters are IFSC code +001
19
Barclays Bank Plc
BARC001
First four characters are IFSC code +001
20
Bassein Catholic Co-op Bank Ltd
BACB001
First four characters are IFSC code +001
21
Bharat Co-op Bank (Mumbai) Ltd
BCBM001
First four characters are IFSC code +001
22
BNP Paribas
BNPA001
First four characters are IFSC code +001
23
Canara Bank
CNRB001
First four characters are IFSC code +001
24
Catholic Syrian Bank Ltd
CSBK001
First four characters are IFSC code +001
25
Central Bank of India
CBIN001
First four characters are IFSC code +001
26
Chinatrust Commercial Bank
CTCB001
First four characters are IFSC code +001
27
Citibank India
CITI001
First four characters are IFSC code +001
28
Citizencredit Co-op Bank Ltd
CCBL001
First four characters are IFSC code +001
29
CityUnion Bank Ltd
CIUB001
First four characters are IFSC code +001
30
Corporation Bank
CORP001
First four characters are IFSC code +001
31
Cosmos Co-op Bank Ltd
COSB001
First four characters are IFSC code +001
32
Credit Agricole Corp and Investment Bank
CRLY001
First four characters are IFSC code +001
33
Commonwealth Bank of Australia
CTBA001
First four characters are IFSC code +001
34
DBS Bank
DBSS001
First four characters are IFSC code +001
35
Dena Bank
BKDN001
First four characters are IFSC code +001
36
Deutsche Bank Ag
DEUT001
First four characters are IFSC code +001
37
Development Credit Bank
DCBL001
First four characters are IFSC code +001
38
Dhanlaxmi Bank Ltd
DLXB001
First four characters are IFSC code +001
39
Dicgc
DICG001
First four characters are IFSC code +001
40
Doha Bank
DOHB001
First four characters are IFSC code +001
41
Dombivli Nagari Sahakari Bank Ltd
DNSB001
First four characters are IFSC code +001
42
Export-Import Bank of India
EIBI001
First four characters are IFSC code +001
43
Federal Bank Ltd
FDRL001
First four characters are IFSC code +001
44
Firstrand Bank Ltd
FIRN001
First four characters are IFSC code +001
45
Greater Bombay Co-op Bank Ltd
GBCB001
First four characters are IFSC code +001
46
HDFC Bank
HDFC001
First four characters are IFSC code +001
47
HSBC
HSBC001
First four characters are IFSC code +001
48
HSBC Bank Oman S.A.O.G.
OIBA001
First four characters are IFSC code +001
49
ICICI Bank
ICIC001
First four characters are IFSC code +001
50
IDBI Bank
IBKL001
First four characters are IFSC code +001
51
Indian Bank
IDIB001
First four characters are IFSC code +001
52
Indian Overseas Bank
IOBA001
First four characters are IFSC code +001
53
IndusInd Bank Ltd.
INDB001
First four characters are IFSC code +001
54
Industrial and Commercial Bank of China Ltd.
ICBK001
First four characters are IFSC code +001
55
ING Vysya Bank
VYSA001
First four characters are IFSC code +001
56
Jammu & Kashmir Bank Ltd.
JAKA001
First four characters are IFSC code +001
57
Janakalyan Sahakari Bank Ltd
JSBL001
First four characters are IFSC code +001
58
Janata Sahkari Bank Ltd Pune
JSBP001
First four characters are IFSC code +001
59
Jpmorgan Chase Bank
CHAS001
First four characters are IFSC code +001
60
Kalupur Commercial Co-op Bank Ltd
KCCB001
First four characters are IFSC code +001
61
Kalyan Janata Sahakari Bank Ltd
KJSB001
First four characters are IFSC code +001
62
Kapole Co-op Bank
KCBL001
First four characters are IFSC code +001
63
Karnataka Bank Ltd.
KARB001
First four characters are IFSC code +001
64
Karnataka State Co-op Apex Bank
KSCB001
First four characters are IFSC code +001
65
Karur Vysya Bank
KVBL001
First four characters are IFSC code +001
66
KotakMahindra Bank
KKBK001
First four characters are IFSC code +001
67
Krung Thai Bank PCL Mumbai
KRTH001
First four characters are IFSC code +001
68
Lakshmi Vilas Bank Ltd
LAVB001
First four characters are IFSC code +001
69
Mahanagar Co-op Bank Ltd
MCBL001
First four characters are IFSC code +001
70
Maharashtra State Co-operative Bank Limited
MSCI001
First four characters are IFSC code +001
71
Mashreq Bank Psc
MSHQ001
First four characters are IFSC code +001
72
Mehsana Urban Co-op Bank Ltd
MSNU001
First four characters are IFSC code +001
73
Mizuho Corporate Bank Ltd
MHCB001
First four characters are IFSC code +001
74
Nainital Bank Ltd
NTBL001
First four characters are IFSC code +001
75
National Australia Bank
NATA001
First four characters are IFSC code +001
76
New India Co-op Bank Ltd
NICB001
First four characters are IFSC code +001
77
Nkgsb Co-op Bank Ltd
NKGS001
First four characters are IFSC code +001
78
Nutan Nagarik Sahakari Bank Ltd
NNSB001
First four characters are IFSC code +001
79
Oman International Bank Saog
OIBA001
First four characters are IFSC code +001
80
Oriental Bank of Commerce
ORBC001
First four characters are IFSC code +001
81
Parsik Janata Sahakari Bank Ltd
PJSB001
First four characters are IFSC code +001
82
Punjab and Maharashtra Bank Ltd.
PMCB001
First four characters are IFSC code +001
83
Punjab National Bank
PUNB001
First four characters are IFSC code +001
84
Punjab & Sind Bank
PSIB001
First four characters are IFSC code +001
85
Rajkot Nagarik Sahakari Bank Ltd
RNSB001
First four characters are IFSC code +001
86
Ratnakar Bank Ltd
RATN001
First four characters are IFSC code +001
87
Reserve Bank Of India
RBIS001
First four characters are IFSC code +001
88
Royal bank of scotland
ABNA001
First four characters are IFSC code +001
89
Rabobank International
RABO001
First four characters are IFSC code +001
90
Sberbank
SABR001
First four characters are IFSC code +001
91
Saraswat Co-operative Bank Ltd.
SRCB001
First four characters are IFSC code +001
92
Shamrao Vithal Co-op Bank Ltd
SVCB001
First four characters are IFSC code +001
93
Shinhan Bank
SHBK001
First four characters are IFSC code +001
94
Societe Generale
SOGE001
First four characters are IFSC code +001
95
Sonali Bank Ltd.
BSON001
First four characters are IFSC code +001
96
South Indian Bank
SIBL001
First four characters are IFSC code +001
97
Standard Chartered Bank
SCBL001
First four characters are IFSC code +001
98
State Bank Of Bikaner And Jaipur
SBBJ001
First four characters are IFSC code +001
99
State Bank of Hyderabad
SBHY001
First four characters are IFSC code +001
100
State Bank of India
SBIN001
First four characters are IFSC code +001
101
SBI Global Factors Ltd(SBIGFL) factoring Unit
NBFC001
First four characters are IFSC code +001
102
India Factoring and Finance Solutions Pvt. Ltd
NBFC002
First four characters are IFSC code +001
103
IFCI Factors Limited
NBFC003
First four characters are IFSC code +001
104
Bombay Mercantile Co-operative bank
Limited
BMCB001
First four characters are IFSC code +001
105
State Bank Of Mauritius Ltd
STCB001
First four characters are IFSC code +001
106
State Bank of Mysore
SBMY001
First four characters are IFSC code +001
107
State Bank Of Patiala
STBP001
First four characters are IFSC code +001
108
State Bank Of Travancore
SBTR001
First four characters are IFSC code +001
109
State Bank of Saurashtra
SSAU001
First four characters are IFSC code +001
110
Sumitomo Mitsui Banking Corporation
SMBC001
First four characters are IFSC code +001
111
Surat Peoples Co-op Bank Ltd
SPCB001
First four characters are IFSC code +001
112
Syndicate Bank
SYNB001
First four characters are IFSC code +001
113
Tamilnad Mercantile Bank Ltd
TMBL001
First four characters are IFSC code +001
114
Thane Janta Sahakari Bank, Ltd.
TJSB001
First four characters are IFSC code +001
115
The Karad Urban Co-op Bank Ltd
KUCB001
First four characters are IFSC code +001
116
The Nasik Merchants Co-op Bank Ltd
NMCB001
First four characters are IFSC code +001
117
UBS AG
UBSW001
First four characters are IFSC code +001
118
UCO Bank
UCBA001
First four characters are IFSC code +001
119
Union Bank of India
UBIN001
First four characters are IFSC code +001
120
United Bank of India
UTBI001
First four characters are IFSC code +001
121
United Overseas Bank
UOVB001
First four characters are IFSC code +001
122
Vijaya Bank
VIJB001
First four characters are IFSC code +001
123
West Bengal State Co-op Bank Ltd
WBSC001
First four characters are IFSC code +001
124
Westpac Banking Corporation
WPAC001
First four characters are IFSC code +001
125
Woori Bank
HVBK001
First four characters are IFSC code +001
126
Yes Bank
YESB001
First four characters are IFSC code +001
Note :
If any bank is not listed here, Please send bank name with IFSC code by email to Mr. K.K Mushahary (FTDO-EDI): mushahary.kk@nic.in
Banks incorporated outside the EEA authorised to accept deposits through a branch in the UK
Banks incorporated outside the EEA authorised to accept deposits through a branch in the UK
ABSA Bank Limited
Korea Development Bank - London Branch, The
Arab Banking Corporation (B.S.C)
Korea Exchange BankArab National BankAustralia and New Zealand Banking Group Ltd
Macquarie Bank Ltd
Malayan Banking Berhad
Banco do Brasil SA
Mashreqbank psc
Bangkok Bank Public Company Ltd
Mega International Commercial Bank Co. Ltd
Bank Hapoalim B.M.
Mitsubishi UFJ Trust and Banking Corporation
Bank of America, N.A.
Mizrahi Tefahot Bank Limited
Bank of Baroda
Mizuho Bank Ltd
Bank of China Limited
Bank of East Asia Ltd
National Australia Bank Limited
Bank of India
National Bank of Abu Dhabi
Bank of Montreal
National Bank of Canada
Bank of New York Mellon, The
Nedbank LtdBank of Nova Scotia, TheNedbank Private Wealth LimitedBank of TaiwanNorinchukin Bank, The
Bank of Tokyo Mitsubishi UFJ Limited, The
Northern Trust Company, The
Canadian Imperial Bank of Commerce
Oversea-Chinese Banking Corporation Limited
Canara Bank
Chang Hwa Commercial Bank Ltd
PT Bank Negara Indonesia (Persero) Tbk
Chiba Bank Ltd, The
China Construction Bank Corporation London Branch
Qatar National Bank SAQ
CIMB Bank Berhad
Citibank, N.A.
RBC Investor Services Trust
Commonwealth Bank of Australia
Riyad Bank
Credit Suisse AG
Royal Bank of Canada
DBS Bank Limited
Samba Financial Group
Shanghai Commercial Bank Ltd
Emirates NBD PJSC
Shinhan Bank
Export-Import Bank of India
Silicon Valley Bank
State Bank of India
First Commercial Bank
State Street Bank and Trust Company
FirstRand Bank Limited
Sumitomo Mitsui Trust Bank, Limited
Syndicate Bank
Goldman Sachs Bank USA
Gulf International Bank Bsc
T C Ziraat Bankasi AS
Toronto-Dominion Bank, The
Habib Bank AG Zurich
Turkiye Is Bankasi As
Habib Bank Ltd
Hongkong and Shanghai Banking Corporation Limited, The
UBS AG
HSBC Bank USA NA, London Branch
Union Bancaire Privée, UBP SA
Hua Nan Commercial Bank, Ltd
United Overseas Bank Ltd
U.S. Bank National Association
Industrial and Commercial Bank of China Limited
Industrial Bank of Korea
Wells Fargo Bank, National Association
Israel Discount Bank Limited
Westpac Banking CorporationWoori Bank
JPMorgan Chase Bank, N.A
Korea Development Bank - London Branch, The
Arab Banking Corporation (B.S.C)
Korea Exchange BankArab National BankAustralia and New Zealand Banking Group Ltd
Macquarie Bank Ltd
Malayan Banking Berhad
Banco do Brasil SA
Mashreqbank psc
Bangkok Bank Public Company Ltd
Mega International Commercial Bank Co. Ltd
Bank Hapoalim B.M.
Mitsubishi UFJ Trust and Banking Corporation
Bank of America, N.A.
Mizrahi Tefahot Bank Limited
Bank of Baroda
Mizuho Bank Ltd
Bank of China Limited
Bank of East Asia Ltd
National Australia Bank Limited
Bank of India
National Bank of Abu Dhabi
Bank of Montreal
National Bank of Canada
Bank of New York Mellon, The
Nedbank LtdBank of Nova Scotia, TheNedbank Private Wealth LimitedBank of TaiwanNorinchukin Bank, The
Bank of Tokyo Mitsubishi UFJ Limited, The
Northern Trust Company, The
Canadian Imperial Bank of Commerce
Oversea-Chinese Banking Corporation Limited
Canara Bank
Chang Hwa Commercial Bank Ltd
PT Bank Negara Indonesia (Persero) Tbk
Chiba Bank Ltd, The
China Construction Bank Corporation London Branch
Qatar National Bank SAQ
CIMB Bank Berhad
Citibank, N.A.
RBC Investor Services Trust
Commonwealth Bank of Australia
Riyad Bank
Credit Suisse AG
Royal Bank of Canada
DBS Bank Limited
Samba Financial Group
Shanghai Commercial Bank Ltd
Emirates NBD PJSC
Shinhan Bank
Export-Import Bank of India
Silicon Valley Bank
State Bank of India
First Commercial Bank
State Street Bank and Trust Company
FirstRand Bank Limited
Sumitomo Mitsui Trust Bank, Limited
Syndicate Bank
Goldman Sachs Bank USA
Gulf International Bank Bsc
T C Ziraat Bankasi AS
Toronto-Dominion Bank, The
Habib Bank AG Zurich
Turkiye Is Bankasi As
Habib Bank Ltd
Hongkong and Shanghai Banking Corporation Limited, The
UBS AG
HSBC Bank USA NA, London Branch
Union Bancaire Privée, UBP SA
Hua Nan Commercial Bank, Ltd
United Overseas Bank Ltd
U.S. Bank National Association
Industrial and Commercial Bank of China Limited
Industrial Bank of Korea
Wells Fargo Bank, National Association
Israel Discount Bank Limited
Westpac Banking CorporationWoori Bank
JPMorgan Chase Bank, N.A
List of banks in the United Kingdom
LIST OF BANKS AS COMPILED BY THE BANK OF ENGLAND AS AT 28 FEBRUARY 2015
Banks incorporated in the United Kingdom
Abbey National Treasury Services Plc
DB UK Bank Limited
ABC International Bank Plc
Diamond Bank (UK) Plc
Access Bank UK Limited, The
Duncan Lawrie Limited
Adam & Company Plc
ADIB (UK) Ltd
EFG Private Bank Limited
Agricultural Bank of China (UK) Limited
Europe Arab Bank plc
Ahli United Bank (UK) PLC
AIB Group (UK) Plc
FBN Bank (UK) Ltd
Airdrie Savings Bank
FCE Bank Plc
Al Rayan Bank PLC
FCMB (UK) Limited
Aldermore Bank Plc
Alliance Trust Savings Limited
Gatehouse Bank Plc
Allied Bank Philippines (UK) Plc (Applied to cancel)
GE Capital Bank Limited
Alpha Bank London Limited
Ghana International Bank Plc
ANZ Bank (Europe) Limited
Goldman Sachs International Bank
Arbuthnot Latham & Co Limited
Guaranty Trust Bank (UK) Limited
Axis Bank UK Limited
Gulf International Bank (UK) Limited
Bank and Clients Plc
Habib Allied International Bank plc (Applied to cancel)
Bank Leumi (UK) plc
Habibsons Bank Limited
Bank Mandiri (Europe) Limited
Hampden & Co Plc
Bank of America Merrill Lynch International Limited
Hampshire Trust Plc
Bank of Beirut (UK) Ltd
Harrods Bank Ltd
Bank of Ceylon (UK) Ltd
Havin Bank Ltd
Bank of China (UK) Ltd
HSBC Bank Plc
Bank of Communications (UK) Limited
HSBC Private Bank (UK) Limited
Bank of Cyprus UK Limited
HSBC Trust Company (UK) Ltd
Bank of Ireland (UK) Plc
Bank of London and The Middle East plc
ICBC (London) plc
Bank of New York Mellon (International) Limited, The
ICICI Bank UK Plc
Bank of Scotland plc
Investec Bank PLC
Bank of the Philippine Islands (Europe) PLC
Itau BBA International PLC
Bank Saderat Plc
Bank Sepah International Plc
J.P. Morgan Europe Limited
Barclays Bank Plc
J.P. Morgan International Bank Limited
Barclays Bank Trust Company Limited
J.P. Morgan Securities plc
BIRA Bank Limited
Jordan International Bank Plc
BMCE Bank International plc
Julian Hodge Bank Limited
British Arab Commercial Bank Plc
Brown Shipley & Co Limited
Kexim Bank (UK) Ltd
Butterfield Bank (UK) Limited
Kingdom Bank Ltd
Kleinwort Benson Bank Ltd
C Hoare & Co
Kookmin Bank International Limited
CAF Bank Ltd
Cambridge & Counties Bank Limited
Lloyds Bank Plc
Cater Allen Limited
Lloyds Bank Private Banking Limited
Charity Bank Limited, The
Charter Court Financial Services Limited
China Construction Bank (London) Limited
CIBC World Markets Plc
CIT Bank Limited (Applied to cancel)
Citibank International Limited
Close Brothers Limited
Clydesdale Bank Plc
Consolidated Credits Bank Ltd
Co-operative Bank Plc, The
Coutts & Company
Credit Suisse (UK) Limited
Credit Suisse International
Crown Agents Bank Limited
Abbey National Treasury Services Plc
DB UK Bank Limited
ABC International Bank Plc
Diamond Bank (UK) Plc
Access Bank UK Limited, The
Duncan Lawrie Limited
Adam & Company Plc
ADIB (UK) Ltd
EFG Private Bank Limited
Agricultural Bank of China (UK) Limited
Europe Arab Bank plc
Ahli United Bank (UK) PLC
AIB Group (UK) Plc
FBN Bank (UK) Ltd
Airdrie Savings Bank
FCE Bank Plc
Al Rayan Bank PLC
FCMB (UK) Limited
Aldermore Bank Plc
Alliance Trust Savings Limited
Gatehouse Bank Plc
Allied Bank Philippines (UK) Plc (Applied to cancel)
GE Capital Bank Limited
Alpha Bank London Limited
Ghana International Bank Plc
ANZ Bank (Europe) Limited
Goldman Sachs International Bank
Arbuthnot Latham & Co Limited
Guaranty Trust Bank (UK) Limited
Axis Bank UK Limited
Gulf International Bank (UK) Limited
Bank and Clients Plc
Habib Allied International Bank plc (Applied to cancel)
Bank Leumi (UK) plc
Habibsons Bank Limited
Bank Mandiri (Europe) Limited
Hampden & Co Plc
Bank of America Merrill Lynch International Limited
Hampshire Trust Plc
Bank of Beirut (UK) Ltd
Harrods Bank Ltd
Bank of Ceylon (UK) Ltd
Havin Bank Ltd
Bank of China (UK) Ltd
HSBC Bank Plc
Bank of Communications (UK) Limited
HSBC Private Bank (UK) Limited
Bank of Cyprus UK Limited
HSBC Trust Company (UK) Ltd
Bank of Ireland (UK) Plc
Bank of London and The Middle East plc
ICBC (London) plc
Bank of New York Mellon (International) Limited, The
ICICI Bank UK Plc
Bank of Scotland plc
Investec Bank PLC
Bank of the Philippine Islands (Europe) PLC
Itau BBA International PLC
Bank Saderat Plc
Bank Sepah International Plc
J.P. Morgan Europe Limited
Barclays Bank Plc
J.P. Morgan International Bank Limited
Barclays Bank Trust Company Limited
J.P. Morgan Securities plc
BIRA Bank Limited
Jordan International Bank Plc
BMCE Bank International plc
Julian Hodge Bank Limited
British Arab Commercial Bank Plc
Brown Shipley & Co Limited
Kexim Bank (UK) Ltd
Butterfield Bank (UK) Limited
Kingdom Bank Ltd
Kleinwort Benson Bank Ltd
C Hoare & Co
Kookmin Bank International Limited
CAF Bank Ltd
Cambridge & Counties Bank Limited
Lloyds Bank Plc
Cater Allen Limited
Lloyds Bank Private Banking Limited
Charity Bank Limited, The
Charter Court Financial Services Limited
China Construction Bank (London) Limited
CIBC World Markets Plc
CIT Bank Limited (Applied to cancel)
Citibank International Limited
Close Brothers Limited
Clydesdale Bank Plc
Consolidated Credits Bank Ltd
Co-operative Bank Plc, The
Coutts & Company
Credit Suisse (UK) Limited
Credit Suisse International
Crown Agents Bank Limited
Banks incorporated in the United Kingdom (continued)
Macquarie Bank International Ltd
TD Bank Europe Limited
Marks & Spencer Financial Services Plc
Tesco Personal Finance Plc
Melli Bank plc
TSB Bank plc
Methodist Chapel Aid Limited
Tungsten Bank Plc
Metro Bank PLC
Turkish Bank (UK) Ltd
Mizuho International Plc
Morgan Stanley Bank International Limited
UBA Capital (Europe) Limited (Applied to cancel)
UBS Limited
N M Rothschild & Sons Ltd
Ulster Bank Ltd
National Bank of Egypt (UK) Limited
Union Bank of India (UK) Limited
National Bank of Kuwait (International) Plc
Union Bank UK Plc
National Westminster Bank Plc
United National Bank Limited
Nomura Bank International Plc
United Trust Bank Limited
Northern Bank Limited
Unity Trust Bank Plc
Northern Trust Global Services Ltd
Vanquis Bank Limited
OneSavings Bank Plc
Virgin Money plc
VTB Capital plc
Paragon Bank Plc
Persia International Bank Plc
Weatherbys Bank Limited
PNB (EUROPE) PLC
Wesleyan Bank Limited
Punjab National Bank (International) Limited
Westpac Europe Ltd
QIB (UK) Plc
Zenith Bank (UK) Limited
R. Raphael & Sons Plc
Rathbone Investment Management Limited
RBC Europe Limited
Reliance Bank Ltd
Royal Bank of Scotland Plc, The
Sainsbury’s Bank Plc
Santander UK Plc
Schroder & Co Ltd
Scotiabank Europe Plc
Scottish Widows Bank Plc
Secure Trust Bank Plc
SG Hambros Bank Limited
Shawbrook Bank Limited
Smith & Williamson Investment Services Limited
Sonali Bank (UK) Limited
Southsea Mortgage and Investment Company Ltd (In Liquidation)
Standard Bank Plc
Standard Chartered Bank
State Street Bank Europe Limited
Sumitomo Mitsui Banking Corporation Europe Limited
Macquarie Bank International Ltd
TD Bank Europe Limited
Marks & Spencer Financial Services Plc
Tesco Personal Finance Plc
Melli Bank plc
TSB Bank plc
Methodist Chapel Aid Limited
Tungsten Bank Plc
Metro Bank PLC
Turkish Bank (UK) Ltd
Mizuho International Plc
Morgan Stanley Bank International Limited
UBA Capital (Europe) Limited (Applied to cancel)
UBS Limited
N M Rothschild & Sons Ltd
Ulster Bank Ltd
National Bank of Egypt (UK) Limited
Union Bank of India (UK) Limited
National Bank of Kuwait (International) Plc
Union Bank UK Plc
National Westminster Bank Plc
United National Bank Limited
Nomura Bank International Plc
United Trust Bank Limited
Northern Bank Limited
Unity Trust Bank Plc
Northern Trust Global Services Ltd
Vanquis Bank Limited
OneSavings Bank Plc
Virgin Money plc
VTB Capital plc
Paragon Bank Plc
Persia International Bank Plc
Weatherbys Bank Limited
PNB (EUROPE) PLC
Wesleyan Bank Limited
Punjab National Bank (International) Limited
Westpac Europe Ltd
QIB (UK) Plc
Zenith Bank (UK) Limited
R. Raphael & Sons Plc
Rathbone Investment Management Limited
RBC Europe Limited
Reliance Bank Ltd
Royal Bank of Scotland Plc, The
Sainsbury’s Bank Plc
Santander UK Plc
Schroder & Co Ltd
Scotiabank Europe Plc
Scottish Widows Bank Plc
Secure Trust Bank Plc
SG Hambros Bank Limited
Shawbrook Bank Limited
Smith & Williamson Investment Services Limited
Sonali Bank (UK) Limited
Southsea Mortgage and Investment Company Ltd (In Liquidation)
Standard Bank Plc
Standard Chartered Bank
State Street Bank Europe Limited
Sumitomo Mitsui Banking Corporation Europe Limited
Types of insurance
Types of Insurance
1.Auto insurance
2.Gap insurance
3.Health insurance
4.Income protection insurance
5.Casualty
6.Life
7.Burial insurance
8.Property
9.Liability
10.Credit
11.Other types
12.Insurance financing vehicles
13.and more
THE Insurance
The Insurance
what the insurance ? " Insurance is the main way for businesses and individuals to reduce the financial impact of a risk occurring. " Methods for transferring or distributing risk were practiced by Chinese and Babylonian traders as long ago as the 3rd and 2nd millennia BC, respectively. Chinese merchants travelling treacherous river rapids would redistribute their wares across many vessels to limit the loss due to any single vessel's capsizing. The Babylonians developed a system which was recorded in the famous Code of Hammurabi, c. 1750 BC, and practiced by early Mediterranean sailing merchants.
If a merchant received a loan to fund his shipment, he would pay the
lender an additional sum in exchange for the lender's guarantee to
cancel the loan should the shipment be stolen or lost at sea.
At some point in the 1st millennium BC, the inhabitants of Rhodes created the 'general average'.
This allowed groups of merchants to pay to insure their goods being
shipped together. The collected premiums would be used to reimburse any
merchant whose goods were jettisoned during transport, whether to storm
or sinkag
Separate insurance contracts (i.e., insurance policies not bundled with loans or other kinds of contracts) were invented in Genoa
in the 14th century, as were insurance pools backed by pledges of
landed estates. The first known insurance contract dates from Genoa in 1347, and in the next century maritime insurance developed widely and premiums were intuitively varied with risks.
These new insurance contracts allowed insurance to be separated from
investment, a separation of roles that first proved useful in marine insurance
Sunday, 25 October 2015
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